Mark Thoma in The Fiscal Times:
We have lost something important as a society as inequality has grown over the last several decades, our sense that we are all in this together. Social insurance is a way of sharing the risks that our economic system imposes upon us. As with other types of insurance, e.g. fire insurance, we all put our money into a common pool and the few of us unlucky enough to experience a “fire” – the loss of a job, health problems that wipe out retirement funds, disability, and so on – use the insurance to avoid financial disaster and rebuild as best we can.
But growing inequality has allowed one strata of society to be largely free of these risks while the other is very much exposed to them. As that has happened, as one group in society has had fewer and fewer worries about paying for college education, has first-rate health insurance, ample funds for retirement, and little or no chance of losing a home and ending up on the street if a job suddenly disappears in a recession, support among the politically powerful elite for the risk sharing that makes social insurance work has declined.
Rising inequality and differential exposure to economic risk has caused one group to see themselves as the “makers” in society who provide for the rest and pay most of the bills, and the other group as “takers” who get all the benefits. The upper strata wonders, “Why should we pay for social insurance when we get little or none of the benefits?” and this leads to an attack on these programs.
More here.- See more at: http://www.3quarksdaily.com/#sthash.EbORxCGi.dpuf
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